Financial Protection
Establishing Financial Security
Financial protection is the cornerstone of financial security. Without adequate risk protection all your financial goals may never be reached in the event of death, injury or illness.
We always include a full review of your life insurance needs to ensure you and your family are protected should something happen to you. We all want to make sure our loved ones are looked after should anything happen to us so ensuring we have the right financial protection strategies in place, is paramount to the financial planning process.
INSURANCES
Life Insurance
Pays a lump sum to your estate or your beneficiaries in the event of your death or in some cases, terminal illness. This can be held in your Super Fund as a way of making premiums more affordable and tax efficient.
Total and Permanent Disability Insurance
Pays a lump sum if you suffer an illness or injury and are unable to work again, care for yourself independently or you suffer significant or permanent disablement.
Trauma Insurance
Trauma Insurance
Pays a tax free lump sum upon the diagnosis of specified illness or injury, including cancer, stroke or heart attack.
Income Protection Insurance
Provides a monthly benefit to replace income lost if you aren’t able to work for a prolonged period of time due to sickness or an accident.
Contact us for further information on insurances and financial protection services